The 2020 tax filing season is upon us. For those who are expecting a refund check from Uncle Sam, this is a welcoming time of the year. For others who may owe the IRS, this is one of the more stressful time of the year. If you are one of millions of Americans expecting a refund check this year, you can brighten yo...

Happy New Year 2020! In 2019, almost every investing strategy worked: stocks, bonds, gold. The longest bull market in recent memory lives on! Most, if not all investors, made money in the stock market in 2019. But what if you could make even more money? Here are 5 bold investing moves to help you make even more money in 202...

Your investment portfolio should include securities from all major asset classes for true diversification, including U.S. large-cap, mid-cap, small-cap, and international equities, among others. How does the index fund investor pick a winning large-cap strategy? This 5-month investing experiment should provide som...

To the patient and disciplined investor who stays the course during stock market storms: rejoice! Your pay month has arrived. December is usually considered a major dividend-paying month. Happy dividend-paying month! But what are dividends? What are dividends? In a previous pos...

We are excited to feature this guest post by Linda Richardson, a New Jersey-based financial content writer. Linda walks you through the different types of mutual funds that investors use to diversify their portfolios and build wealth.  Mutual funds are a tremendous investment vehicle by which inve...

​We are excited to feature this guest post by Linda Richardson, a New Jersey-based financial content writer. It is hard to invest and save for retirement when you are buried in debt. In this article, Linda shows a few methods you can use to pay off credit card debt and free up money for investing and prepare for your financial future...

Disclaimer: This article contains an affiliate link to an investment product. Both you and us will receive a commission through this link when you join the partner. Too many people put off investing because of one or two things: 1) they think they need a lot of money to start investing; 2) they don't know where to start. Th...

Acorns is a robo-advisor that makes it easy for anyone to invest and build wealth. In fact, you can start investing with as little as $5. Acorns is a good investing platform for any investor who wants automation, and lacks the investing knowledge to tread the course alone. However, there may be instances where you...

Stock market volatility is a common event in investing. US-China trade war tensions are certainly not making things any better. During such unfortunate market circumstances, the last thing you want to do is to make rash and emotional investing decisions. Here are 3 simple tips to help you navigate and weather stoc...

​An investing question that usually arises is, "How should I invest my IRA?" This question is as easy as it is complex; every investor has different individual objectives and needs. Once you have a basic understanding of the major investment asset classes, this question becomes easy to answer. This 6-fund portfolio not only diversify your...

You don't need to know much or have a lot of money to start investing. You just need a basic understanding of the investing building blocks: stocks and mutual funds (exchange-traded funds and index funds). These are further divided into asset classes, which are the backbone of any investment portfolio. Here are the major as...

As an investor, you cannot afford to pay too much in fees and expenses. Legendary investor Warren Buffett has two simple money rules: "Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1." By paying a lot in fees, you are in fact losing money, causing you to violate Warren Buffett's #1 money rule. What if you could esti...

Index funds, exchange-traded funds (ETFs) and stocks are 3 basic investment building blocks that can add significant value to your investment portfolio. Index funds and exchange-traded funds have many differences and similarities. This simple quiz will help you differentiate between the two. The index fund and ETF quiz composition The ind...

Student loan debt is a crisis in America. According to an article published in LenEDU, nearly 45 million people owe a combined $1.52 trillion in student debt. This unfortunate situation puts undue burden on student debt holders. "To pay off student loan debt first or to invest and save for retirement", that is the question ...

You don't have to be rich or an expert to start investing and building long-lasting wealth. You can choose between hiring a robo advisor vs treading the course alone. In this post, I show you why you might want to fire your robo advisor and manage your own investments. Let's first understand what a robo advis...

Introduction This post is an update to a previous post I created on March 11, 2019. In the beginning of March 2019, I decided to conduct a small investing experiment. I took Warren Buffett's investing advice, and purchased an index fund: the Fidelity 500 Index fund, FXAIX. At that time, the mutual fund was trading at a...

Financial planners or retirement experts are quick to tell you how you need to maintain a balanced portfolio. They stress the importance of including fixed-income assets in your portfolio. Bond investing is a crucial fixed-income asset that experts say must occupy a portion of your 401k or IRA. But do you really need bonds? What are ...

Previously, I showed you how to diversify your portfolio with a seven-fund approach. In this article, I'm going to simplify investing even more. I will show you how to build wealth and diversify your portfolio with just a single total stock market fund! Total stock market index fund: a match made for diversification I previously...

At first glance, investing may seem daunting. In this article, we introduce you to the S&P 500 index. If you are new to investing, this index may be  all you need to know to start building wealth. What is the S&P 500? ​The S&P 500 index: a brief introduction When people talk about the U.S. stock market, the...

I've been there and experienced it. I have suffered from it. I know it's real. I'm not sure if it's ever been coined before, but I'm going to call it mutual fund separation anxiety disorder. If you are not careful, it can cause you to become a panic investor and make impulsive and bad investment decisions.&nb...